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TESTIMONIALS


Very user-friendly service and quick response time. The agent on the phone stayed with me until my application was complete. This expedited the process and gave me confidence. He was well equipped to answer my questions. That was fabulous. Again, a no-hassle experience!

Amit Tamgave

Business Loan


The experience with Loantake was great, very easy to apply and the customer service individual that helped me with the process was outstanding. I can surely say Loantake is The Best Loan Consultancy Portal.

Tejas Bothara

Business Loan


The customer service rep that I spoke to was awesome. He verified my identity and Started the loan process and the best part was loantake provided me an agent who was nearest to my location. Again the big thanks to Loantake.

Rohit Kukade

Mortgage Loan


I was impressed with the convenience and very helpful customer service. The approval process was streamlined and not complicated. I had been declined by my local bank for a car loan, I am very grateful to Loantake. Thanks for the help to get my dream car.

Chetan Mali

Car Loan


Really happy with the services of loantake consultancy, as they helped me to reduce my debt burden after I transferred my Personal Loan to lower ROI.

Nidhi Shah

Personal Loan


Initially I had visited too many banks all banks rejected my loan saying Income proof was not as per bank rules but loantake agent understood my income proof issue and guided me to get my dream home loan.

Prajakta Patel

Home Loan

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Terms of Use

LOANTAKE Website / (this Website) is owned, provided and maintained by Accurate Services , a Proprietary Firm , having its registered office at -

336, C/O Modern Computers, Vakharbhag, High School Road, Opp. Bank Of Baroda,

Sangli-416416,Maharashtra, India.

In these Terms of Use (ToU),“we”,“our” and “us” means LOANTAKE Group. “you” and “your” means any person who accesses and uses this Website.

General Terms

Access to and use of this Website is subject to these ToU and our Privacy Policy. By accessing and using this Website you agree to be bound by and to act in accordance with these ToU and our Privacy Policy. If you do not agree to these ToU or our Privacy Policy, you are not permitted to access and use this Website and you should cease such access and/or use immediately.

If you breach any term of these ToU, your right to access and use this Website shall cease immediately.

We reserve the right to amend these ToU from time to time without notice by amending this page. The amended ToU will be effective from the date they are posted on this Website. As these ToU may be amended from time to time, you should check them whenever you visit this Website. Your continued use of this Website will constitute your acceptance of the amended ToU.

Eligibility

The Service is not available to minors under the age of 18 or to any users suspended or removed from the system by LOANTAKE Group for any reason. Additionally, users are prohibited from selling, trading, or otherwise transferring their accounts to another party.

Right to use Personal/Contact Details

By making use of this Website and furnishing your personal/contact details, you hereby agree that you are interested in availing and/or purchasing the products/services that you have selected. You hereby agree that we may contact you either electronically or through phone, to understand your interest in our products and/or services and to fulfill your demand. You also agree that we reserve the right to make your details available to any of our authorized members/agents or partners and you may be contacted by them for information and for sales through email, telephone and/or SMS. You agree to receive promotional materials and/or special offers from us through email or SMS. If you disagree with this ToU, please do not use this Website.

Please be aware that information provided on this Website is provided for general information purposes only and is provided so that you can avail the product and/or service that you feel is appropriate to meet your needs. You should always check the suitability, adequacy and appropriateness of the product and/or service that is of interest to you and it is your sole decision whether to obtain or refrain from obtaining any product and/or service. If you are in any doubt as to the suitability, adequacy or appropriateness of any product and/or service referred to on this Website, we suggest that you seek independent professional advice before you obtain any product and/or service via this Website.

Please be aware that nothing on this Website is, or shall be deemed to constitute, an offer by us or any third party to sell to you any product and/or service or to enter into any contract with you in respect of any product and/or service. By submitting your details, you are making an offer to obtain the relevant product and/or service that may be accepted or rejected. The contract for the product and/or service will only be concluded once your offer has been accepted. You will receive confirmation when your offer has been accepted.

We aim to provide uninterrupted access to this Website but we give no warranty as to the uninterrupted availability of this Website. We reserve the right to suspend, restrict or terminate your access to this Website at any time.

We reserve the right to add, amend, delete, edit, remove or modify any information, content, material or data displayed on this Website and without notice from time to time.

Permission To Use

Any unauthorized use by you or any illegal or unlawful activity by you in or for this Website shall terminate the permission or license granted to you by us to use this Website and may give rise to a claim for damages and/or be considered a criminal offence.

You may operate a link to this Website provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, as determined by us. You must not operate a link to this Website in such a way as to suggest or imply any form of association, approval or endorsement by us, unless otherwise agreed between you and us through a separate legal agreement. We reserve the right to require you to immediately remove any link to this Website at any time and we may withdraw any linking permission at any time.

Our Limited Liabilities

We use reasonable endeavors to ensure that the data, material and information on this Website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, we are not guaranteeing that the data, material and information on this Website are accurate or that there are no errors or omissions in the data, material and information.

We do not guarantee the accuracy of, and disclaim all liability for any errors or other inaccuracies relating to the information and description of the content, products, and services. All such information and services are provided “AS IS” without warranty of any kind.

We disclaim that all warranties and conditions that this Website, its services or any email sent from us, our affiliates, and / or their respective agents are free of viruses or other harmful components.

We are not responsible for any losses or damages arising from an inability to access the Website, from any use of the Website or from reliance on the data transmitted using the Website where such losses or damages are caused by any event beyond our reasonable control including as a result of the nature of electronic transmission of data over the internet.

We are not responsible or liable for any direct and indirect losses or damages suffered or incurred by you which were not foreseeable by us when you accessed or used the Website.

Please be aware that by submitting your details, you are making an offer to obtain the relevant product or service from us and our affiliates on the terms and conditions that may be accepted or rejected. The contract for the product or service will only be concluded once your offer has been accepted. You will receive confirmation when your offer has been accepted. In case your offer for any product and/or service is rejected even after acceptance for any reason, we are not responsible or liable for any losses or damages suffered or incurred by you in the process.

You may also be able to access user reviews directly on the Website. The views expressed therein do not represent our views or the views of our affiliates and we are not responsible or liable for the accuracy or content of any such views or expressions. We are not responsible or liable for any loss or damage you may suffer or incur in connection with your use of user reviews on the Website.

Please be aware that the information and descriptions of products and/or services on this Website may not represent the complete descriptions of all the features and terms and conditions of those products and/or services. You must ensure that you carefully read all the features and terms and conditions of any product and/or service before availing it.

If you apply for and obtain any product and/or service through this Website, it is your responsibility to ensure that you understand and agree with the prescribed terms and conditions before entering into a contract to obtain that product or service.

Any views, opinions, advice or assistance which is given or provided to you by a third party after you have used this Website do not represent our views, opinions, advice or assistance and are not checked, monitored, reviewed, verified or endorsed by us. We do not endorse, recommend or take responsibility for any third party who provides you with any views, opinions advice or assistance. You act or refrain from acting on any third party’s views, opinions, advice or assistance at your sole risk and sole discretion and you are solely responsible for any decision to act or refrain from acting on such views, opinions, advice or assistance. We are not responsible or liable for any loss or damage you may suffer or incur in connection with such views, opinions, advice or assistance including in relation to their accuracy, truthfulness or completeness or for any acts, omissions, errors or defaults of any third party in connection with such views, opinions, advice or assistance.

In no event shall we and/or our affiliates be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of, or in any way connected with, your access to, display of or use of this Website or with the delay or inability to access, display or use this Website (including, but not limited to, your reliance upon opinions appearing on this Website; any computer viruses, information, software, linked Sites, products, and services obtained through this Site; or otherwise arising out of the access to, display of or use of this Site) whether based on a theory of negligence, contract, tort, strict liability, or otherwise.

Please be aware that there may be other products or services available in the market which are not shown on this Website and which may be more appropriate or suitable for you than those shown on this Website.

Responsibilities of Users

You must take all reasonable precautions (including using appropriate virus checking software) to ensure that any information, content, material or data you provide is free from viruses, spyware, malicious software, trojans, worms, logic bombs and anything else which may have a contaminating, harmful or destructive effect on any part of this Website or any other technology.

You may complete a registration process as part of your use of this Website which may include the creation of a username, password and/or other identification information. Any username, password and/or other identification information must be kept confidential by you and must not be disclosed to, or shared with, anyone. Where you do disclose to or share with anyone your username, password and/or other identification information, you are solely responsible for all activities undertaken on this Website using your username, password and/or other identification information.

It is your responsibility to check and ensure that all information, content, material or data you provide on this Website is correct, complete, accurate and not misleading and that you disclose all relevant facts. We do not accept any responsibility or liability for any loss or damage you may suffer or incur if any information, content, material or data you provide on this Website is not correct, complete and accurate or if it is misleading or if you fail to disclose all relevant facts.

You must get permission from any other person about whom you propose to provide information before you provide it. In submitting any other person’s details, you are confirming to us that you have their permission to do so and that they understand how their details will be used.

You are solely liable for any impersonation or fraud that you may commit while submitting any information on this Website and the resultant damage or injury that such impersonation or fraud may cause to us or to any third party. We, and such affected third parties shall have the rights to initiate such legal action against you as deemed fit.

You undertake to comply with all laws, rules and regulations in force at all times during the subsistence of these terms within the territory of India.

You are solely responsible and liable for your conduct on this Website and for your User Content.

Indemnity

You agree that you will be liable to us for any damage, loss, claim, demand, liability or expense that we may suffer or incur arising out of or in connection with your conduct on this Website and/or your User Content.

You agree to indemnify us for and hold us and our officers, directors, agents, subsidiaries, joint ventures, and employees harmless from any claims, causes of action, damages, losses, demands, liabilities, recoveries, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys’ fees arising out of or related to your breach of this ToU or arising out of your violation of any law or the rights of a third party, or your use/conduct on this Website.

Recording your Calls

Telephone calls that you may make to or receive from our customer service help lines may be monitored and/or recorded. This will help us to train our staff and improve our service to you. A recording will only be used under proper and careful supervision.

Complaints/Grievances

Our aim is to provide you with an excellent service at all times. If you are unhappy with our service for any reason or have complain or grievance of any kind, you can inform us about the same by sending email at loantake@outlook.com.

We will aim to resolve your complaint as soon as possible and if we are not able to do so within two working days, we will provide you with an acknowledgement. After we have had an opportunity to investigate your concerns, we will issue you with a final response.

If you remain dissatisfied with our response or in case of any kind of disputes, differences, controversies relating to or arising out of our products or services or acts or relating to the use of this Website all such disputes, differences and controversies shall be finally, exclusively and conclusively settled by Arbitration in accordance with the Rules of Arbitration under the provisions of Arbitration and Conciliation Act, 1996. The Arbitration shall be conducted in English Language and venue for such arbitration shall be Sangli, India. The Award of Arbitral Tribunal shall be final and binding on the parties to the dispute. The cost of the Arbitration shall be borne by the respective parties.

Privacy

We are committed to protecting your privacy and we treat your privacy very seriously. We process information about you in line with our Privacy Policy. By using this Website, you agree to the way in which we process and deal with your personal information.

We may disclose your personal information or access your account if required to do so by law, any court, the Financial Services Authority, or any other applicable regulatory, compliance, Governmental or law enforcement agency.

Miscellaneous

This Website is only intended for use by residents of India. We make no warranty or representation that any product or service referred to on this Website and/or any service we provide is available or otherwise appropriate for use outside India. If you choose to use this Website from locations outside India, you do so at your sole risk and you are responsible for compliance with all applicable local laws.

If any provision of these ToU is held to be unlawful, invalid or unenforceable, that provision shall be deemed deleted from these ToU and the validity and enforceability of the remaining provisions of these ToU shall not be affected.

These ToU constitute the entire agreement between you and us relating to your access to and use of this Website and supersedes any prior agreements (including any previous terms of use of this Website).

No failure or delay by us in exercising any right under these ToU will operate as a waiver of that right nor will any single or partial exercise by us of any right preclude any further exercise of any right.

Governing Law

These ToU and your access to and use of this Website shall be governed by and interpreted in accordance with Indian laws.Each of you and us submits to the exclusive jurisdiction of the courts of Sangli, India in connection with these ToU and your access to and use of this Website (including any claims or disputes).

Survival Of Terms

Notwithstanding any other provisions of this ToU, or any general legal principles to the contrary, any provision of this ToU that imposes or contemplates continuing obligations on a party will survive the expiration or termination of this ToU.

TERMS AND CONDITIONS FOR USE OF THE WEBSITE

Accurate Services, is a Proprietary Firm its registered office is at 336,C/O Modern Computers, Vakharbhag, High school Road,Opp. Bank Of Baroda, Sangli-416416,Maharashtra, India.                                                                                           (hereinafter referred to as “Accurate Services”, "Firm", “Us” or “We”). The Firm is the owner of the mobile application and website at www.Loantake.in operated under the brand name of ‘LoanTake’ (hereinafter collectively referred to as the "Platform"). As a user ("User") of this Platform, the User understands that LoanTake provides access to the Users to various financial products, including but not limited to, personal/consumer loans, credit cards, insurance etc., offered by the financial partners of LoanTake with a view to facilitate lending and borrowing activities. It is hereby clarified that the term "Users" or “You” used under these Terms & Conditions shall mean any person accessing the Platform merely for browsing or for the purpose of availing product offered by the financial partners of LoanTake. Your use of this Platform implies that You have read, understood and agreed to abide by following, disclaimer, terms & conditions ("Terms & Conditions"). These Terms & Conditions together with our privacy policy as provided on the Platform ("Privacy Policy") govern your usage of the Platform. If You disagree with any part of these Terms & Conditions, please do not use the Platform.   

1 . General

The Platform provides the Users access to various financial products offered by the financial partners of LoanTake. LoanTake is merely a facilitator providing the Platform to any person in need of financial products and does not directly provide any financial services to the Users. LoanTake is not an organization registered with the Reserve Bank of India and does not hold any license to engage in any activities relating to lending or borrowing. LoanTake is not a Financial Institution under the Companies Act, 2013 or the Banking Regulation Act, 1949 or any other laws for the time being in force in India. LoanTake is also not a deposit taking company or a chit fund or a company offering any investment schemes as per the rules and regulations for the time being in force in India.

LoanTake is a service provider facilitating the access between person willing to lend and person in need of borrowing. The final decision as regards lending and borrowing is also subject to the choice of the financial partner and the Users in their respective capacities as lenders / borrowers.

In the event You wish to avail any of the products displayed on the Platform, You will be required to provide certain information and our representatives will contact You through phone or email to understand your requirements.

LoanTake provides various services, including but not limited to the following (“Services”):

 Facilitating provision of loans to Users by various banks, NBFCs and other financial service providers who are partnered with LoanTake;

 Assisting the Users to obtain a credit card or other financial products from various banks who are partnered with LoanTake;

 Assisting the Users with insurance offers from its partners;

 Assisting the Users to obtain their credit report through authorized agents partnered with LoanTake. LoanTake will monitor and update the credit report obtained by the User through the use of the Platform as and when LoanTake receives such report from the authorized agents.

 Provision of support to the Users in verifying the financial capabilities of Users;

 LoanTake will also provide you with spend analysis which analyses your income and expenses which is obtained by LoanTake by way of bank SMS scraping and through its integration with third party service providers.

 Provision of a social score based on User’s Facebook, Twitter, Linkedin or any other social media accounts that are linked with User’s account on the Platform.

 In the event You have registered Your phone number on the ‘Do Not Disturb’ registers with Your network provider, You shall ensure to take all steps to enable the Company’s representative’s contact You via phone to provide details about different financial products and You shall ensure that such calls received by you are pursuant to You providing us with information and you shall not register a compliant with the relevant authorities for the same.

For the provision of the above-mentioned Services, LoanTake will be using and sharing the information of the User with multiple financial institutions and other parties, as may be required for the purpose mentioned above and LoanTake shall also run multiple credit checks to be able to get the best available offers to suit the needs of the Users. The collection, storing, use and transfer of information shared by the User shall be governed in accordance with the Privacy Policy.

2. Eligibility

The User of this Platform unequivocally declares and agrees that the User is a natural / legal person who has attained the age of at least 18 years and is legally allowed to enter into a contract in India. The User is allowed to utilize the services of the Company in accordance with the terms and conditions detailed under these Terms & Conditions. By registering on the Platform, the User hereby undertakes to agree and abide by the Terms & Conditions detailed herein. If the User violates any of these Terms & Conditions, or otherwise violates an agreement entered into through the medium of the Platform, LoanTake may terminate the User’s membership, delete his/her profile and any content or information posted online by the User on the Platform and / or prohibit the User from using or accessing the Platform at any time in its sole discretion, with or without notice, including without limitation if LoanTake believes that the User is under the age of 18 years.

3. Acceptance Of Terms And Conditions

As a User of this Platform, You have agreed to the Terms & Conditions that LoanTake has provided hereunder or anywhere else on this Platform including but not limited to disclaimers on the Platform. You are advised to read and understand the said Terms & Conditions and in case You do not wish to agree to these Terms & Conditions, please refrain from using the Platform.

LoanTake reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms & Conditions, at any time without any prior written notice to the User. It is the User’s responsibility to review these Terms & Conditions periodically for any updates/ changes. User’s continued use of the Platform following the modification of these Terms & Conditions will imply the acceptance by the User of the revisions.

4. Your Account

If You wish to use the Platform, You are required to maintain an account and will be required to furnish certain information and details, including Your name, email id, contact number and any other information deemed necessary by LoanTake. You are responsible for maintaining the confidentiality and security of Your account, password, activities that occur in or through Your account and for restricting access to Your computer to prevent unauthorized access to Your account. You agree to accept responsibility for all activities that occur under Your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform Us immediately if You have any reason to believe that Your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner. Please ensure that the details You provide Us with are true, correct, accurate and complete. Upon LoanTake gaining knowledge of having any reasonable suspicion that the information provided by You is wrong, inaccurate or incorrect, LoanTake shall immediately terminate Your account without any notice to You in this regard. In the event of any changes to the information shared by You at the time of registering Yourself on the Platform, You shall be responsible for forthwith notifying the said changes to Us. You can access and update most of the information You provided Us on the ‘dashboard’ area of the Your account after You log-in or by writing to us at Loantake@outlook.com. The right to use this Platform is personal to the User and is not transferable to any other person or entity.

You shall, at all times, abide by the Terms & Conditions stated herein and any breach of the same may also lead to LoanTake terminating Your account and appropriate civil and criminal remedies will be sought against You as provided under the laws of India.

You further understand and agree that disbursement of a loan or approval of a credit card does not automatically rescind the consents you have provided to us under the Privacy Policy nor does deletion of your mobile application from your mobile. Accordingly, in the event You want the Company to delete all your personal data, please click here and if you just want to UNSUBSCRIBE to our promotional or offer emails but not delete your account, please click here.

5 . Privacy

LoanTake collects certain information from You in order to provide the Services. IndiaLend’s use of Your personal information is governed in accordance with the Privacy Policy located at [●].

6. License And Site Access

LoanTake grants You a limited license to access and use the Platform for availing the Services, but not to download any material from it (other than page caching) or modify it, or any portion of it, except with express written consent of LoanTake and / or its affiliates, as may be applicable. Any unauthorized access to the Platform or any networks, servers or computer systems connected to the Platform and any attempt to modify, adapt, translate or reverse engineer any part of the Platform or re-format or frame any portion of the pages of the Platform is not permitted. This license is non-transferable and does not permit any resale or commercial use of this Platform or its contents; any downloading or copying of account information for the benefit of anyone other than Your authorized use; or any use of data mining, robots, or similar data gathering and extraction tools. This Platform or any portion of this Platform (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without express written consent of LoanTake and / or its affiliates, as may be applicable. Any unauthorized use of the Platform shall terminate the permission or revoke the license granted by LoanTake.

7. Monitoring Of The Platform And Your Account

LoanTake has the right and liberty to monitor the content of the Website at all times which shall include information provided in your account. The monitoring of the Website is important to determine the veracity of the information provided by you and that every User remains in consonance with the Terms and Conditions provided herein. Subject to the Terms and Conditions mentioned herein LoanTake shall also have the liberty to remove any objectionable content which is in contravention of the Terms and Conditions herein or share such information with any governmental authority as per procedures laid down by the law for the time being in force in India.

G. Severability And Exclusion

We have taken every effort to ensure that this Policy adheres with the applicable laws. The invalidity or unenforceability of any part of this Policy shall not prejudice or affect the validity or enforceability of the remainder of this Policy. This Policy does not apply to any information other than the information collected by Loantake through the Website. This Policy shall be inapplicable to any unsolicited information You provide Us through this Website or through any other means. This includes, but is not limited to, information posted in any public areas of the Website. All unsolicited information shall be deemed to be non-confidential and the Company shall be free to use and/ or disclose such unsolicited information without any limitations.

8. Service Suspension

LoanTake may wish to stop providing the Services and may terminate use of the Platform at any time without giving notice of termination to You. Unless LoanTake informs the User otherwise, upon any termination, (a) the rights and licenses granted to You in these Terms & Conditions will end; and (b) User must stop using the Platform. LoanTake reserves the right to suspend or cease providing any Service and shall have no liability or responsibility to the User in any manner whatsoever if it chooses to do so

9. Limitation of Liability and Disclaimer of Warranties

Notwithstanding anything to the contrary contained under these Terms & Conditions, neither LoanTake nor its affiliated companies, subsidiaries, officers, directors, employees or any related party shall have any liability to You or to any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under or relating to these Terms & Conditions. To the maximum extent permitted by law, You waive, release, discharge and hold harmless LoanTake, its affiliated and subsidiary companies, and each of its directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of Your use of the Platform.

LoanTake does not make any representations or warranties on behalf of the financial service providers, banks or NBFCs partnered with LoanTake with respect to the financial products provided by such partners. LoanTake does not endorse the products offered by its financial or other partners. LoanTake shall be responsible only to the extent of providing the Services and all liabilities and obligations with respect to the financial products provided by the financial partners of LoanTake shall be governed by the separate agreement executed between such financial partners and the Users.

LoanTake makes no representations or warranties about the accuracy, reliability, completeness, current-ness and/or timeliness of any content, information, software, text, graphics, links or communications provided on or through the use of the Platform or that the operation of the Platform will be error free and/or uninterrupted or that the error will be rectified. The Service is provided on an "as is" and "as available" basis. LoanTake expressly disclaims all warranties of any kind as to the Service and all information, products and other content (including that of third parties) included in or accessible from the Service, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose. Consequently, LoanTake assumes no liability whatsoever for any monetary or other damage suffered by You on account of the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Platform; and/or any interruption or errors in the operation of the Platform.

Further, LoanTake makes no warranties that:

 the Service will meet Your requirements;

 the results that may be obtained from the use of the Service will be accurate or reliable,

 the quality of any products, services, information, or other material purchased or obtained by You through the Service will meet Your expectations.

 You are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by You from LoanTake through or from the Service will create any warranty not expressly stated in these Terms & Conditions.

This limitation of liability clause shall prevail over any conflicting or inconsistent provision contained in any of the documents / content comprising this Terms & Conditions. It is up to You to take precautions to ensure that whatever You select for Your use is free of such items as viruses, worms, malware, Trojan horses and other items of a destructive nature.

10. Indemnity

You agree to indemnify, save, and hold LoanTake, its affiliates, contractors, employees, officers, directors, agents and its third party associates, licensors, and partners harmless from any and all claims, demands, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to Your use or misuse of the Services or of the Platform, any violation by You of these Terms & Conditions, or any breach of the representations, warranties, and covenants made by You during the creation of Your account or Your infringement of any intellectual property or other right of any person or entity, or as a result of any threatening, libelous, obscene, harassing or offensive material posted/ transmitted by You on the Platform. LoanTake reserves the right, at Your expense, to assume the exclusive defense and control of any matter for which You are required to indemnify LoanTake, including rights to settle, and You agree to cooperate with LoanTake’ defense and settlement of these claims. LoanTake will use reasonable efforts to notify You of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it. This paragraph shall survive termination of this Terms & Conditions.

11. Advertisers/ Third Party Links on the Website

LoanTake accepts no responsibility for advertisements contained within the Platform. LoanTake has no control over and accepts no responsibility for the content of any website or mobile application to which a link on the Platform exists. Such linked websites and mobile applications are provided “as is” for User’s convenience only with no warranty, express or implied, for the information provided therein. LoanTake does not provide any endorsement or recommendation of any third party website or mobile application to which the Platform provides a link.

12. Acknowledgements

You acknowledge that LoanTake is a platform solely engaged in providing services relating to facilitation of provision of financial services to the Users. LoanTake is not engaged in either grant of loan or any other financial products. You acknowledge that the use of the financial products is entirely based on the negotiations between You and the financial partners of LoanTake and LoanTake or its affiliates, contractors, employees, officers, directors, agents and its third party associates or licensors do not have any liabilities with respect to any financial products or assistance procured or intended to be procured by a User. You acknowledge that LoanTake will not be responsible for any claim or damage in case of use of the financial products by You. LoanTake in no manner warrants or guarantees the performance of a service provider/financial partner that is offering the various financial products or services on the Platform.

13. Applicable Laws

Your use of the Platform and the terms contained herein, including the Privacy Policy, is governed by the laws of India. Courts of Sangli shall have the exclusive jurisdiction to resolve any disputes that arise pursuant to Your use of the Platform.

14. Grievances

Users have complete authority to file a complaint/ share feedback if they are disappointed by Services rendered by LoanTake. You can submit Your grievances/ feedback in writing or by way of an email to the following:

Grievance Officer

‘Sumnagal’ Nilkanth Nagar Bhag 2, Haripur Road,Haripur, 
Sangli-416416,Maharashtra, India.

loantake@outlook.com.
loantake.in@gmail.com.

About Us

Laontake is a startup run by Accurate Services based in Sangli District in Maharashtra. Loantake is the best online portal to find the best loan solution to the common man. The process is simple we collect your loan requirement information through our portal and forward the information to our loan expert. Our loan expert chooses the best loan between our listed business partner Banks and NBFC. We choose the loan which has a lower interest rate and processing fee. We appoint a loan assistant to each applicant who will guide and assist you until you get the loan amount into your bank account.

Contact Us

336, C/O Modern Computers , Vakharbhag, High School Road,Opp. Bank Of Baroda

Sangli-416416, Maharashtra, India.

loantake@outlook.com

loantake.in@gmail.com



For Client : loantakeclient@gmail.com

For Member : loantakemember@gmail.com

Privacy Policy

Last Updated on 14th November, 2019

This privacy policy (“Policy”) has been drafted in accordance with the Information Technology Act, 2000 and the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011.

Accurate Services (hereinafter “Loantake” “Us”, “Our” “We”, which shall mean and include its affiliates, successors and assigns) owns and operates this website, whether accessible on www.Loantake.in or such other URL as may be designated by Loantake, or through a mobile application, if available, (“Website”).

THIS POLICY DESCRIBES OUR POLICIES AND PROCEDURES FOR COLLECTION, USE, STORAGE, PROCESSING, DISCLOSURE AND PROTECTION OF ANY INFORMATION, INCLUDING, BUT NOT LIMITED TO, BUSINESS OR PERSONAL INFORMATION PROVIDED BY YOU AS A USER (hereinafter referred to as “YOU” “YOUR” or “USER”) WHILE USING THE WEBSITE. USER SHALL MEAN ANY PERSON/ PERSONS, WHO VISITS, USES, DEALS WITH AND/ OR TRANSACTS THROUGH THE WEBSITE AND INCLUDES A BROWSER.

THIS POLICY CONSTITUTES A LEGAL AGREEMENT BETWEEN YOU, AS THE USER OF THE WEBSITE, AND LOANTAKE, AS THE OWNER OF THE WEBSITE. YOU MUST BE A NATURAL PERSON, CITIZEN OF INDIA, WHO IS ATLEAST 18 YEARS OF AGE.

BY VISITING/ ACCESSING THE WEBSITE AND VOLUNTARILY PROVIDING US WITH INFORMATION (PERSONAL AND/ OR NON- PERSONAL), YOU ARE CONSENTING TO OUR USE OF IT IN ACCORDANCE WITH THIS POLICY. THIS POLICY DOES NOT APPLY TO THIRD-PARTY WEBSITES/ APPLICATIONS THAT ARE CONNECTED VIA LINKS TO THE WEBSITE. IF YOU DO NOT AGREE WITH THE TERMS AND CONDITIONS OF THIS POLICY, PLEASE DO NOT PROCEED FURTHER TO USE/ ACCESS THIS WEBSITE.

YOUR USE OF THE WEBSITE WILL BE GOVERNED BY THIS POLICY AS APPLICABLE TO THE WEBSITE TOGETHER WITH ALL POLICIES, NOTICES, GUIDELINES, DISCLAIMERS THAT ARE PUBLISHED AND SHARED WITH YOU FROM TIME TO TIME WHICH ARE INCORPORATED HEREIN BY WAY OF REFERENCE INCLUDING BUT NOT LIMITED TO OUR TERMS OF USE AND SUCH OTHER TERMS AS MAY BE APPLICABLE TO YOU IN YOUR CAPACITY AS A USER OF THE WEBSITE. THIS POLICY SHALL BE ENFORCEABLE AGAINST YOU IN THE SAME MANNER AS ANY OTHER WRITTEN AGREEMENT.

THIS POLICY IS A PART OF THE WEBSITE TERMS AND CONDITIONS LOCATED HERE AND ALL CAPITALIZED TERMS UNDER THIS POLICY THAT HAVE NOT BEEN SPECIFICALLY DEFINED HEREIN SHALL HAVE THE MEANING AS ASCRIBED TO IT UNDER THE WEBSITE TERMS AND CONDITIONS.

WE MAY UPDATE THIS POLICY FROM TIME TO TIME. YOU MUST PERIODICALLY REVIEW THE POLICY FOR THE LATEST INFORMATION ON OUR PRIVACY PRACTICES.

A. Loantake Collection of Information

During Your use of the Website, We will collect such information from You, including but not limited to:

 Your name, address, date of birth, Aadhar information, contact information, billing information,      marital status, PAN number, EPF Details, name of the bank where You have a primary account, bank statements, pay slips, information relating to income and expenses obtained through bank SMS scraping and through integration with our service provider, other KYC documents etc.;

 Details regarding Your employment, including, years of experience, details of income, name of the current and previous employers, details of the office address, details regarding the years/months completed with the current employer;

 Information with respect to Your income tax returns;

 Credit related information that is collected from other sources like the credit bureau;

 Information about Your transaction history like spend data, call history, contact list and other related information through our mobile application;

 Your unique identifiers such as username and password, preferences information and transaction history;

 Information collected through Facebook, Twitter, Linkedin or other social media accounts of the Users which have been linked to the account on the Website. We may receive Your Personal Information from such social media websites/ applications, in accordance with the privacy policy of such sites/applications. Such information received from the other websites/platforms/applications at the time of accessing the Website may include, and not be limited to, the user name, profile picture, e-mail address associated with that particular website/ application, any information that has been made public in connection with that website/ application belonging to You and/ or any information or content the social media website/ application has the right to share with Us. By accessing or connecting to the Website through a social media website/ application, You authorize Us to collect, store, use and retain such information and content in accordance with this Policy.

 Information that You provide when You write directly to Us (including by e-mail) or provide Us over telephone;

 Recordings of telephonic conversations between You and our call center executives for any query or assistance;

 Information with respect to IMEI code, details on whether Your phone supports dual sim cards, mobile network, name of the device, device operating systems and IP address;

 Information relating to other mobile applications installed on Your device;

 Any other information that Loantake is required to collect as per specific mandate from any bank or as a requirement under applicable law;

 Clickstream data, including but not limited to the products browsed on Our Website, the pages viewed, how You navigate through the Website and interact with webpages, etc.

The information We collect about You will depend on the products and services We offer, on an ongoing basis. The information collected from You will be used in order to effectively provide Services to You. If You do not allow Us to collect all the information We request, We may not be able to deliver all of these services effectively.

B. Use Of Information

We may use the information provided by You in the following ways, viz:

 To establish identity and assess applications;

 Monitor, improve and administer our Website;

 Design and offer customized products and services offered by our third party partners, manage our risks including the risk of fraud that may be committed against Us or our partners;

 Analyze how the Website is used, diagnose service or technical problems and maintain security;

 Send communications notifications, information regarding the products or services requested by You or process queries and applications that You have made on the Website;

 Manage Our relationship with You and provide You with or inform You about other products or services We think you might find of some use;

 Conduct data analysis in order to improve the Services provided to the User;

 Use the User information in order to comply with country laws and regulations;

 To conduct KYC for our third party partners based on the information shared by the User for the provision of Services. This would include conducting analysis of Your bank statements and eKYC. Loantake, may directly or through third parties, conduct the KYC on its customers. In the event the KYC as detailed under this clause is being conducted by its third party service providers, Loantake shares Your relevant information with such third party service providers for availing the said services;

 To authenticate EPF details from your previous records, check your previous employment details, and check PAN status, using the required details;

 Use the User information in other ways permitted by law.

We will use and retain Your information for such periods as necessary to comply with Our legal obligations, resolve disputes, and enforce Our agreements.

C. Cookies

Cookies are small data files that a Website stores on Your computer. We will use cookies on our Website similar to other lending websites and online marketplace websites. Use of this information helps Us identify You, the User behavior, the products that the User browses, in order to make our Website more user friendly and to be able to provide You with information relating to Products that may be of interest to You. We might also use this information to display advertising from third party companies. Most browsers will permit You to decline cookies but if You choose to do this it might affect service on some parts of Our Website.

We might also use other technology to track how You interact with Website and employ some third party agencies to use the data on our behalf for data analysis to determine Your use and journey on the Website.

D. Storage Of Information And Disclosure 
Storage

We store and process Your personal information on Microsoft Azure, Amazon cloud servers and other cloud service providers. Some of the safeguards We use are firewalls and data encryption using SSL, and information access authorization controls. We use reasonable safeguards to preserve the integrity and security of Your information against loss, theft, unauthorised access, disclosure, reproduction, use or amendment. To achieve the same, We use reasonable security practices and procedures as mandated under applicable laws for the protection of Your information. Information You provide to Us may be stored on Our secure servers located within or outside India.

However, You understand and accept that there’s no guarantee that data transmission over the Internet will be completely secure and that any information that You transmit to Us is at Your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third party access to our Website and data bases or other acts of third parties, or acts or omissions beyond our reasonable control and You shall not be entitled to hold Loantake responsible for any breach of security.

Disclosure

We may share Your information with third parties under a confidentiality agreement for provision of Services which inter alia restricts such third parties from further disclosing the information unless such disclosure is for the purpose as detailed under that confidentiality agreement. However, We are not responsible for any breach of security or for any actions of any third parties that receive Your personal information.

We will share Your information with third parties only in such manner as described below:

 We may disclose Your information to the financial service providers, banks or NBFCs and our third party partners for providing the Services as detailed under the Terms of Use;

 We may share Your information with our third party partners in order to conduct data analysis in order to serve You better and provide Services;

 We may disclose Your information, without prior notice, if We are under a duty to do so in order to comply with any legal obligation or an order from the government and/or a statutory authority, or in order to enforce or apply Our Terms of Use or assign such information in the course of corporate divestitures, mergers, or to protect the rights, property, or safety of Us, Our users, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

E. Third Party Websites 

With this policy We are only addressing the disclosure and use of data collected by Us. If You visit any websites through the links on the Loantake Website, please ensure You go through the privacy policies of each of those websites. Their data collection practices and their policies might be different from this policy and Loantake does not have control over any of their policies

We might publish Your data, excluding personally identifiable information as determined by Us, on various pages of our Website that will be visible to people other than registered users. If You wish to not have Your information shared please let us know at loantake@outlook.com or loantake.in@gmail.com.

F. Phishing

“Phishing" usually occurs when users of a website are induced by an individual/entity into divulging sensitive personal data by using fraudulent websites and/ or e-mail addresses. In the event You provide information to a website or respond to an e-mail which does not belong to Us or is not connected with Us in any manner, You will be a victim of Phishing. We do not send e-mails requesting a User for payment information, user name or passwords. However, We may verify the user name, password etc. provided by You from time to time.

G. Severability And Exclusion

We have taken every effort to ensure that this Policy adheres with the applicable laws. The invalidity or unenforceability of any part of this Policy shall not prejudice or affect the validity or enforceability of the remainder of this Policy. This Policy does not apply to any information other than the information collected by Loantake through the Website. This Policy shall be inapplicable to any unsolicited information You provide Us through this Website or through any other means. This includes, but is not limited to, information posted in any public areas of the Website. All unsolicited information shall be deemed to be non-confidential and the Company shall be free to use and/ or disclose such unsolicited information without any limitations.

H. Governing Law And Dispute Resolution

This Policy shall be governed by and construed in accordance with the laws of the Republic of India. The courts at Sangli, India shall have exclusive jurisdiction in relation to any disputes arising out of or in connection with this Policy.

I. No Waiver

The rights and remedies available under this Policy may be exercised as often as necessary and are cumulative and not exclusive of rights or remedies provided by law. It may be waived only in writing. Delay in exercising or non-exercise of any such right or remedy does not constitute a waiver of that right or remedy, or any other right or remedy.

J. Contact Us

If You require any information or clarification regarding the use of Your personal information or this Privacy Policy, You can contact us at loantake@outlook.com or loantake.in@gmail.com .

If You have grievance with respect to use of Your personal information, please write to Us at loantake@outlook.com or loantake.in@gmail.com .

The company is a proprietary firm based in India. By browsing/using the Application, You hereby acknowledge that the Company is not responsible or liable in any manner to comply with any local laws of Your territory except India.